Articles
Money, tax and grade calculators
GPA, VAT, GST and other everyday calculations, worked through step by step.
9 articles
- Money & Calculators
How to calculate your GPA
Multiply each course's grade points by its credit hours, add those up, then divide by the total credit hours. A 4-credit A (4.0) and a 3-credit B+ (3.3) give (4.0x4 + 3.3x3) / 7 = 3.69.
- Money & Calculators
10-point CGPA to US GPA conversion
There is no single official formula - US institutions and credential evaluators each apply their own method, commonly either a direct proportional scale (CGPA / 10 x 4) or a percentage-based conversion (CGPA x 9.5 to get a percentage, then mapped to a US letter grade band). Always check what the specific institution you are applying to actually uses.
- Money & Calculators
How to calculate VAT in the UAE
The UAE's standard VAT rate is 5%. To add it: multiply the amount by 1.05. To remove it from a VAT-inclusive total: divide by 1.05, do not simply subtract 5% - that overstates the pre-VAT amount and understates the VAT.
- Money & Calculators
VAT-inclusive vs VAT-exclusive price
A VAT-inclusive price already has tax built into the total shown. A VAT-exclusive price does not - tax is added on top at checkout or on the invoice. Converting from inclusive to exclusive means dividing by (1 + rate), not subtracting the tax percentage directly.
- Money & Calculators
How to calculate a salary increase percentage
To find the percentage increase: (new salary − old salary) / old salary x 100. To find a new salary from a known percentage raise: old salary x (1 + percentage/100). A 5% raise on $1,000 gives $1,050.
- Money & Calculators
SIP calculator: estimate your monthly investment returns
An SIP calculator projects the future value of a fixed amount invested every month at an assumed annual return, with monthly compounding. It is the same maths as a compound interest calculator with a recurring contribution added on each period.
- Money & Calculators
How to convert a bank statement to Excel
Open the PDF statement in Bank Statement to Excel, let it read the transaction table, check the balance check and any rows marked for review, then download the XLSX. Dates and amounts arrive as real Excel dates and numbers.
- Money & Calculators
How to convert a PDF bank statement to CSV
Convert the statement with Bank Statement to Excel and choose Download CSV. You get one row per transaction with ISO dates (YYYY-MM-DD), separate Debit and Credit columns, plain numbers without currency symbols, and UTF-8 encoding that Excel and accounting tools read correctly.
- Money & Calculators
How to extract transactions from a bank statement
Open the statement in Bank Statement to Excel: a locked PDF asks for its password and is unlocked in your browser; a scan is read with OCR. Then use the balance check to confirm every transaction was captured before you rely on the list.